Professional B2B debt collection and credit control for UK businesses. Recover outstanding commercial debts on a commission-only basis — or outsource your entire debtor ledger to us on a monthly retainer.
From proactive credit control on a monthly retainer to one-off debt recovery on a commission-only basis — we manage the entire process on your behalf.
Professional recovery of overdue commercial invoices through structured negotiation, correspondence, and telephone contact — before court proceedings are required.
Learn more →Outsource your entire debtor ledger to us on a monthly retainer. We proactively chase invoices from day one — keeping your cash flow moving and your aged debt low, on a fixed monthly fee with reduced commission rates.
Learn more →Can't locate your debtor? Our trace service identifies absconded individuals and businesses, locates assets, and verifies contact details to support effective recovery action.
Learn more →When pre-legal routes are exhausted, we prepare county court claims, instruct solicitors where required, and manage enforcement referrals — all with your prior authorisation.
Learn more →For businesses wanting ongoing credit management, our retainer model provides predictable monthly costs from £250/month — with reduced commission rates reflecting our ongoing commitment to your ledger.
Learn more →Under the Late Payment of Commercial Debts Act 1998, we automatically calculate and claim statutory interest at 8% per annum — maximising your recovery on every case.
Learn more →We combine experienced professionals, proprietary technology, and transparent pricing to deliver results for UK businesses of all sizes.
Our commission-only model means our interests are perfectly aligned with yours. We only earn when you recover — so we work harder on every case.
Access your dedicated client portal 24/7. See every case status, every contact made, and every payment received — in real time, at any time.
FCA authorisation pending. Every action we take is governed by CONC, Consumer Duty, and the highest standards of professional conduct — protecting your reputation as well as your cash flow.
Our purpose-built collections platform automates compliance, tracks every interaction, and gives you live management account reporting — technology most agencies simply don't have.
A structured, graduated approach that maximises recovery while protecting your business relationships and reputation.
We verify the debt, check insolvency status, and review all documentation before any contact is made.
Day 1A professional letter of claim issued on Recovanta headed paper with a clear payment deadline.
Days 2–3Telephone and email negotiation to understand the position and reach an agreed resolution.
Days 4–14We agree and document payment arrangements, or negotiate lump-sum settlements on your behalf.
Days 10–28Final formal demand with a 7-day deadline and clear notice of county court proceedings.
Days 28–35With your authorisation, we instruct solicitors or submit county court claims via MCOL.
Day 36+We work with SMEs and corporates across sectors where overdue invoices are a persistent challenge.
Accountancy, legal, consultancy
Contractors, developers, trades
Goods, distribution, supply chain
Haulage, freight, couriers
Agencies, temp and perm placement
Software, SaaS, IT services
Private clinics, suppliers, equipment
Private providers, course fees
Agencies, designers, publishers
Plant hire, maintenance, energy
Our purpose-built debt collection platform gives you complete visibility of every case — in real time. No chasing us for updates. No waiting for monthly reports.
Total clients, monthly collections, aged debt breakdown, and average debtor days — all updated in real time.
Every letter, call, email, and payment recorded with date and time — a complete audit trail on every debtor.
Debtors receive unique payment links via SMS, email, or WhatsApp — making it easy for them to pay immediately.
Monthly remittance reports showing amounts collected, our fees, and net funds due to you — clear and transparent.
Automated data retention, right to erasure logging, and role-based access controls — built into the platform from day one.
Tell us about your outstanding debts and we'll provide a free assessment — no obligation, no upfront costs.
Suite RA01, 195-197 Wood Street, London, E17 3NU
Regulatory Notice: Recovanta Ltd is currently seeking authorisation from the Financial Conduct Authority (FCA) to carry out the regulated activity of debt collecting (Article 39D RAO). Recovanta Ltd will not commence regulated collection activity prior to receiving written confirmation of FCA authorisation. Company registered in England and Wales. Registered Office: Suite RA01, 195-197 Wood Street, London, E17 3NU. Registration number: 17171212.
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